ACH

Automated Clearing House, also known as Electronic Checking, allows our ACH-approved merchants to offer their customers the ability to pay by check instead of card.

Status	Definition
Processed	This status is for a newly accepted and successfully authenticated transaction.
Downloaded	This status is assigned after a transaction has been downloaded to our back-office system. This is a temporary status.
BO Exception	This statute is assigned if the transaction failed back office (BO) processes.
Originated	This status is assigned after a transaction has been successfully validated through our BO validation processes and has been successfully presented to the FED.
Funded	This status is assigned after a transaction has been paid to the merchant.
Refunded	This status is assigned when a transaction has been credited back to the consumer.
Invalid Return	This status is assigned when a transaction is returned with invalid account information.
NSF Return	This status is assigned when a transaction is returned for non-sufficient funds.
Chargeback Return	This status is assigned to a transaction that is returned unauthorized or authorization revoked.
Returned	This status is assigned to all other types of returns not defined above.
IsLateReturn Attribute	Although this is not a status this will help to understand the flow. A transaction is considered to be a Late Return when it has been Processed, Originated, and Funded but has returned after it has been funded.